Money101 Fitness, Inc. Terms of Service

Please read these terms of service ("terms", "terms of service") carefully before using the website (the "service") operated by Money101 Fitness, Inc. ("us", 'we", "our").

Conditions of Use

We will provide online learning services to you, which are subject to the conditions stated below in this document. Every time you visit this website or any associated Websites owned by Money101 Fitness, Inc., and use its services or pay to enroll in our online courses, you accept the following conditions.

Privacy Policy

Before you continue using our website or enrolling in the Money101 Fitness Course, you agree to read our privacy policy regarding our user data collection.

Cookies Policy

Before you continue using our website or enrolling in the Money101 Fitness Course, you agree to read our cookies policy regarding information that may be stored on your device to improve your user experieince with our site and services.

Release of Liability

By using this site, enrolling in the Money101 Fitness Course, and accessing any other information found on the site, you agree that you are responsible for any financial decisions you make and you release Money101 Fitness, Inc. from any liability related to any loss or damage that may come from your personal financial decisions.


Content published on this website (digital downloads, images, texts, graphics, logos, course materials) is the property of Money101 Fitness, Inc. and/or its content creators and protected by international copyright laws. The entire compilation of the content found on this website is the exclusive property of Money101 Fitness, Inc., with copyright authorship for this compilation by Money101 Fitness, Inc..


The entire communication with us is electronic. Every time you send us an email, visit our website, or submit information via our website, you are going to be communicating with us. You hereby consent to receive communications from us. If you subscribe to the services or news on our website, you will receive regular emails from us. We will continue to communicate with you by posting news and notices on our website and by sending you emails. You also agree that all notices, disclosures, agreements and other communications we provide to you electronically meet the legal requirements that such communications be in writing.

Applicable Law

By visiting this website, you agree that the laws of the State of Utah, without regard to principles of conflict laws, will govern these terms of service, or any dispute of any sort that might come between Money101 Fitness, Inc. and you, or its business partners, directors, officers, stockholders, and associates.


Any dispute related in any way to your visit to this website or to learning services you purchase from us shall be arbitrated by the state or federal court of Utah, United States of America, and you consent to the exclusive jurisdiction and venue of such courts.

Comments, Reviews, and Emails

Visitors may post content as long as it is not obscene, illegal, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or injurious in any other way to third parties. Content has to be free of software viruses, political campaign, and commercial solicitation. All content posted on our site(s) will be reviewed by Money101 Fitness, Inc. and its owners, directors, officers, or employees and can be removed for any reason at their discretion.

We reserve all rights (but not the obligation) to remove and/or edit such content. When you post your content, you grant Money101 Fitness, Inc. non-exclusive, royalty-free and irrevocable right to use, reproduce, publish, modify such content throughout the world in any media.

Lesson and Marketing Stories and Music

In the Money101 Fitness Lessons and Marketing Videos, we use real stories of people we know. To protect their identitiy Money101 Fitness has changed the names of these people and used stock photos, legally purchased from, to tell the stories to inspire people to change their spending habits and their financial situation. We also want to acknowledge from where we downloaded free music to use in our marketing and lesson videos.

License and Site Access

We grant you a limited license to access and make personal use of this website. You are not allowed to download or modify it. This may be done only with written consent from us.

User Account and Funds Transfers

If you are an owner of an account on this website, and/or are considered a Money101 Fitness Member, which you become automatically by enrolling for and paying for our on-line course, you are solely responsible for maintaining the confidentiality of your private user details (username and password). You are responsible for all activities that occur under your account or password.

You expressly authorize our service provider, Dwolla, Inc. to originate credit transfers to your financial institution account as part of the Money101 Fitrness, Inc. Cash-Back Referral Program.  You authorize Money101 Fitness. Inc. to collect and share with Dwolla, Inc. your personal information including full name, email address and financial information, and you are responsible for the accuracy and completeness of that data. Dwolla’s Privacy Policy is available here.

We reserve all rights to terminate accounts, edit or remove content and cancel orders in their sole discretion.