Get motivated to change by facing the reality of your current circumstances with your trusted partner.
3: SETTING FINANCIAL AND FUN LIFESTYLE GOALS
Set Goals and let an exciting and compelling vision of a financially secure future motivate you!
Lesson Two
1: TRACK EVERYTHING. TRACK OFTEN.
You can't fix what you can't see! Get tracking so you know where your money is going.
2: CATEGORIZE AND FIND SAVINGS
Start putting your tracked expenses in categories and really start to find areas where you can save!
Lesson Three
1: PLAN AND LOOK AHEAD!
No more surprises! Start looking ahead and planning now for the things you know will always happen.
2: DETERMINE YOUR AMOUNT FOR AN EMERGENCY FUND
Everyone has a different exposure. Work with your partner and determine YOUR amount for an emergency fund.
3: WHY A 6-MONTH LIVING EXPENSE FUND?
Watch a touching personal story from the Money101 Fitness Founder and learn why a 6-month living expense fund is important.
Lesson Four
1: CHOOSE YOUR DEBT-REDUCTION STRATEGY
Learn how the two most popular debt-elimination strategies work.
2: CREATE YOUR PERSONAL DEBT-ELIMINATION PLAN
Take your first step towards a debt-free future and build your own Debt-Elimination Plan!
3: WHY CREDIT IS IMPORTANT
Learn some benefits of having a good credit score and what impact areas can change your credit score for good or bad.
Lesson Five
1: WHAT IS A ZERO-BASED BUDGET?
A Zero-Balance? Think like a wealthy person and learn how maximizing contributions towards your financial goals drives your bottom line to Zero!
2: GATHER YOUR BUDGET BUILDING BLOCKS
It's time to gather up all you've done in the Money101 Fitness Lessons so far! You are going to use these as your budget building blocks!
3: FINALLY!..BUILDING YOUR OWN BUDGET
You will finally build a budget! But Money101 Fitness doesn't just want to teach you HOW to build a budget, but teach you WHY each of the budget block areas play a key part in driving your bottom line to ZERO.
Lesson Six
1: CHANGE HOW YOU THINK ABOUT MONEY AND DREAM BIG!
Now that you are empowered with money-management knowledge, new financial goals, a savings and spending plan, and strengthened relationships - feel free to HOPE and DREAM!